Annie Shen
FCAS, MAAA
Actuary
Irvine, CA, US
Annie Shen is an actuary with the Property and Casualty Practice in Milliman’s Orange County office, focusing on advanced ratemaking techniques and InsurTech solutions. She joined the firm in 2019.
Experience
Annie’s areas of expertise include:
- Conducting personal and commercial lines ratemaking, product development, and filing support
- Performing catastrophe exposure analyses, including ratemaking for catastrophe exposed lines
- Developing rates and filing support for emerging markets, including transportation networks
- Performing competitive analyses in the context of ratemaking and product development
- Designing and automating insurance processes to improve efficiency and profitability
- Developing advanced business intelligence reports using data visualization
Prior to joining Milliman, Annie was an actuarial analyst at CSAA Insurance Group in Walnut Creek, CA, where she specialized in ratemaking for personal auto and homeowners insurance. She was responsible for auto and homeowners pricing for several states and was involved with developing and launching new products. She also led efforts to streamline and improve consistency of the auto product rating process.
Professional Designations
- Fellow, Casualty Actuarial Society
- Member, American Academy of Actuaries
Education
- BA, Economics – University of California, Berkeley
- BA, Statistics – University of California, Berkeley
Publications
Read their latest work
Article
Modernizing homeowners rate plans in the age of changing risk
29 April 2024 - by Nickolas Alvarado, Annie Shen
With changing climate and emerging risks, homeowners insurance carriers can use pricing sophistication techniques to better understand, measure, and price risk.
Article
Understanding California wildfire risk part two: Zesty.ai risk score model
26 January 2021 - by Annie Shen, Sheri Lee Scott, Katherine Dalis
To better understand its exposure to wildfire, the California Fair Access to Insurance Requirements Plan asked Zesty.ai, Inc., a company that provides a wildfire risk score model, to score the FAIR plan properties relative to wildfire risk.