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William C. Hines, FSA, MAAA

Consulting Actuary
Wakefield, MA, US

Tel: +1 781 2136200

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Professional Designations

  • Fellow, Society of Actuaries
  • Member, American Academy of Actuaries


  • BBA, Finance, University of Massachusetts, Amherst

Current Responsibility

William is a principal with the Boston office of Milliman. He joined the firm in 2001.


William has consulted extensively on financial reporting issues involving IFRS, U.S. GAAP, and U.S. statutory accounting, as well as embedded value issues. He has served as appointed actuary for several life insurers in the United States, Bermuda and the Cayman Islands.

His consulting assignments have also included litigation support, reserve reviews, and pricing analysis, mergers and acquisitions and mutual company reorganizations, including demutualizations, and alternative financing structures that include securitizations, captive insurance companies, and reinsurance transactions.

Prior to joining Milliman, William worked at John Hancock in Boston, where he gained experience in GAAP and statutory financial reporting, valuation, dividend scale development, profitability analysis, and projection, as well as many aspects of demutualization.


William is involved in committee work of the American Academy of Actuaries (AAA) and the International Actuarial Association (IAA). Current and former positions include:

  • Chairperson, AAA Financial Regulatory Task Force
  • Vice President, AAA Risk Management & Financial Reporting Council
  • Chairperson, AAA IFRS Task Force
  • Chairperson, AAA Financial Reporting Committee
  • Chairperson, IAA Insurance Accounting Committee
  • Co-Chairperson, IAA Education & Practice Subcommittee

Presentations and publications

  • Frequent speaker at industry and professional conferences around the world on accounting for insurance and financial reporting topics
  • Organized and participated in speaker panels with IASB board members and staff
  • Author of numerous Milliman white papers on insurance accounting topics
  • Published articles in the North American Actuarial Journal, the Financial Reporter, and International News magazines of the Society of Actuaries, and LOMA’s Resource magazine
  • Quoted in Best’s Review and BNA’s publications
  • Work at Milliman

    • “I was offered a chance to come in, shake things up, create something."
    Work at Milliman